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Martin Insurance Agency 

Martin Insurance Agency 
10 Colonial Ave., Millersville PA 17551
(717) 872-7756 x 11

Open Monday through Friday 8 am to 5 pm.
Evening and weekend hours available by appointment.

Our Experience in the insurance industry spans more than 100 years serving Pennsylvania businesses and residents. Selling homeowners insurance policies to his friends and neighbors, our great grandfather founded the agency with an emphasis on personal service. Four generations later, we continue to offer superior service to every client, finding the best coverage at the lowest price to meet every client’s personal and business insurance needs.

Our Philosophy is at all times to treat everyone with the utmost respect, integrity, and courtesy. Our aim is not simply to sell insurance, but rather to help clients better understand their insurance coverage needs. We are always happy to answer any insurance questions clients may have.

Our Service is available when you need us. We are always available to answer your questions, process changes, or promptly handle claims. We are only a phone call away, even after hours. Our dedication to client service allows you to reach us 24 hours-a-day through our voice mail paging system.

Liz Martin is the fourth generation owner agent of Martin Insurance Agency. She is dedicated to getting you the best insurance and coverage at the lowest available prices.

Insurance We Offer:

Commercial Lines
• Property
• Worker’s Compensation
• General Liability
• Umbrella
• Small Business Package
• Business Auto
• Errors & Omissions
• Directors & Officers Liability
• Employee Benefits Liability
• Group Health
• Group Life & Disability
• Bonds
• Farmowners
• Professional Liability
• Special Events

Personal Lines
• Homeowners
• Personal Auto
• Motorcycle
• Umbrella
• Renters/Condo
• Dwelling Fire
• Life & Disability
• Long-Term Care
• Medicare Supplements
• Recreational Vehicle
• Boat
• Flood

Thank you to our 2021 Corporate Partners and Sponsors ! 

They help ABWA LAEN keep our costs low for members and guests. Without their support, we couldn't offer the programs and member benefits. Please support them and their businesses by connecting with them, purchasing their products or services, and supporting their businesses. 

New this year, we have 2 Corporate Sponsors, a higher level of support that is ongoing throughout the year. Please thank Amanda Rock, Financial Planner at EVERENCE, and Lori Stoltzfus, Owner at The Rug Beater, for their sponsorship of Lunch & Learn and Wine Wednesday, respectively. 

Lori Stoltzfus The Rug Beater, Inc.  

327 S. State Street

Talmage, PA 17580

Email: lori@therugbeater.com

Phone: 717-656-9826


Our business has been located in the heart of a small community for thirty years, which has become a pillar of who we are.

We integrate into our business model by hiring within the community, giving bigger discounts & promotions within the community, the proceeds of which go directly to community non-profits.  Here at The Rug Beater, we treat every home and business like it is our own.  We see the importance of taking the time to educate our clients on their flooring, in order to make it possible for them to make decisions they are comfortable with. We seek to provide every client with the industry’s most thorough cleaning available and exceed their expectations.

Our ability to give undivided attention to each client is attributable to our amazing employees. We recognize that we do not exist without them. We count ourselves blessed to have employees who have transformed our work environment into a family-like atmosphere. That atmosphere has helped us achieve consistent growth over our 30 years of business and has us convinced that there truly is no place like Lancaster County to run a business!

Our Services:

  • Carpet Cleaning
  • Furniture cleaning
  • Area Rug Cleaning
  • Tile & Grout Cleaning
  • Leather Cleaning & Revitalization
  • Hardwood Floor Cleaning/Revitalization
  • Vehicle cleaning
  • Luxury Vinyl Tile/Plank Cleaning
  • Commercial VCT stripping/waxing/buffing

Turning Points, LLC


Dr. Kristen Albert, President


Have you lost momentum? 

Are your actions supporting your vision?

Are you living your life fully aligned with what you care most about?  

Dr. Kristen Albert is a Certified coach who has helped hundreds of individuals take their life, their work, and their vision to the next level.  Experience personalized coaching, designed for and completely in service to you. 

  • Expand your Possibilities
  • Say Yes to What Matters Most
  • Empower your Authentic Self
  • Ignite your Leadership Potential
  • Unify your Team

Transformation begins with the first conversation.  And the first conversation is always complimentary.  Get ready to set your sights on the life you’ve always imagined and create your Turning Points. 

Amanda Rock, CFP

EVERENCE Financial Planner

2160 Lincoln Highway E., Suite 12

Lancaster, PA 17602

Email: Amanda.Rock@everence.com 

Phone: 717-394-0769

Website Link

Call me for financial services rooted in faith and values.

How we can help?:

  • Financial Planning
  • Charitable giving, trusts and estate planning
  • Health, life, disability and long-term care insurance
  • Investments and retirement plans

Amanda Rock, CFP®, is an Everence® Financial Planner in the Central Penn core market. She has a desire to help others manage their finances in a way that honors God through the many joys and challenges that life brings.

Amanda began her career in the insurance industry in 1993. Three years later, she joined Everence Financial and became a financial consultant. She earned her Certified Financial Planner™ designation in 2003 and maintains multiple insurance and investment securities licenses. Amanda is a member of the Financial Planning Association of Central Pennsylvania.

Amanda is an accomplished pianist and vocalist. She enjoys travel and spending time with her husband and two Maltese dogs. Everence representatives help individuals, organizations andcongregations integrate finances with faith. Everence offers banking, insurance and comprehensive financial services with community benefits and stewardship education.

Lucy Dowd Law    

Lucy Dowd

342 N. Queen Street Rear

Lancaster, PA 17603


Lucy Dowd is the Owner of Lucy Dowd Law.  Lucy has over 30 years of experience assisting clients in the areas of Estate Settlement, Elder Law, Wills, Trusts, Powers of Attorney, Living Wills and representing individuals with special needs, including Special Needs Trusts and Guardianships.  She is also the Solicitor of a municipal sewer and water authority.  

Lucy is passionate about helping her clients, listening to their needs and explaining every step of the legal process to them in language that is easy to understand.  She is also passionate about empowering individuals with disabilities.  

Lucy serves on the board of The Arc Lancaster Lebanon and Excentia Human Services and is V.P. of Professional Development on the ABWA LAEN board.  She is also a volunteer mentor in the Lancaster Chamber Women in Business Mentoring Program.  

Lucy is the mother of four adult children.  She enjoys biking, hiking, music, theater and reading.

Marian Rutt 

Marian Rutt Team Re/Max Pinnacle

Lancaster, PA

Email: mrutt@ptd.net

Phone: 717-859-7019

Cell: 717-629-3876

Website Link

Marian began her real estate career in 1989. She and her team have handled more than 1,000 sales transactions. She is a marketing expert with an over 98.5% success rate for selling the listings she takes to market. This is because she has developed a unique internet based “5 Step Selling System” created from her extensive experience and her C.R.S. (Certified Residential Specialist) designation. She knows that the internet is the place to market a property to Buyers and has developed a sophisticated system of "feeder websites" that present her listings to many ready to purchase Buyers. This system also provides her with data driven feedback tools from which her Sellers can make informed strategic sales decisions. She knows that the successful marketing strategies of a year or two ago are not the ones that work today.

Her attention to detail and execution of successful sales plans earned Marian an induction into the RE/MAX Hall of Fame in 2010. She is also a certified stager holding the A.S.P. (Accredited Staging Specialist) designation and holds the SRES (Seniors Real Estate Specialist Council) designation which allows her to expertly advise senior clients through real estate transactions.         


Beth Lovell 

Employment Issues 

Lancaster, PA

Email: balovell@employmentissues.net

Phone: 717-575-0707



Ensuring successful employment goals for Employers & Employees

  • Employee Handbooks
  • Job Descriptions
  • Hiring for Success
  • Terminations
  • Employment Regulation Compliance
  • Resume, Cover Letters, Counseling

Dawn Tluczek

Duck Harbor Services


Lancaster, PA  



Dawn and her family (Darryl, Jacob and Kalia) live in Lancaster and are very involved in their community and schools. They enjoy attending the kids activities with music and sports as well as enjoying time visiting with family/friends, playing games and cards, fishing, boating, and working on their home together. Their family just became members at Mission Church (formerly Harvest Bible) and are looking forward in getting more involved at the church. Dawn volunteers with several committee's and boards including:  Lancaster County Career & Tech General Advisory Committee, Lancaster Bible College Sports Advisory Team, Lancaster Chamber of Commerce Ambassador Team, Red Rose Connections, Lancaster Networking Group, VP of Marketing with ABWA-LAEN, the Mission Leadership Team for Go Beyond,  Polka Dot Powerhouse, Volunteer Coordinator/Event Chair for Centerville Elementary PTO, and the Lancaster Liederkranz.

Lori Willwerth - CTC    Land & Cruise Specialist 

Cruise Planners 


t: 717-682-5723

e. l.willwerth@cruiseplanners.com

w. www.cpdestinationtravel.com

Cruise Planners, an American Express Travel Representative, has a tremendous reputation for quality, service, and very competitive pricing for ALL of your travel needs. Cruise Planners travel advisors will help you discover exciting adventures around the world. From cruises to land tours and completely packaged vacations, we specialize in all types of travel and will create an unforgettable vacation just for you. Website  www.cpdestinationtravel.com 

Lisa Horst 

Send Out Cards

Lisa Horst, Marketing Distributor
Send Out Cards
717.381.7312 cell



Appreciation You Can Touch!

In less than 60 seconds, you can choose your custom card, add a personal photo, write your heartfelt, inspirational, or cheerful message and click send. We print, stuff, stamp and mail your personalized greeting cards to any postal address anywhere in the world, all for less than the average price of a greeting card at the store. Our gift selection is icing on the cake to this great service and allows you to go the extra mile to bring about another smile.

You can also make money with SendOutCards and build your way to financial success. By becoming a SendOutCards Distributor, you can start your own business and make money every time people you bring into the company send greeting cards or gifts with the SendOutCards system.

It’s Convenient

With our Contact Manager you can store all of your addresses in one place. Card Campaigns allow you to send the same card to as many people as you want—perfect for announcements, invitations and holidays.

You Won’t Forget

Keep track of birthdays, anniversaries and special occasions in our easy-to-use contact management system. We keep your addresses securely stored, and even send you reminders when it’s time to send a card.

We Help You With Branding

Use our Custom Brand Manager to brand all of your cards with your personal/business brand. Your Brand – Your Purpose – Your Choice

You’ll Save Money

We print, stuff, stamp and mail your personalized greeting cards to any address in the world (all for less than the average price of a greeting card at the store). Plus, our gift allows you to go the extra mile and add a thoughtful touch.

Click on the links below to find out more about SendOutCards.

SendOutCards Overview Video

Download the mobile app and send two free cards from your phone

Send two free cards from your computer

Eileen Royer 

Send Out Cards

Eileen Royer

206 Crescent Ave., Ephrata, PA17522

Email: eileensoc3@gmail.com

Phone: 717.733.6687

Mobile: 717.203.7110

Facebook Link

Website Link

If I could show YOU a way to make money with your Smart Phone by sharing an APP that people love to use would YOU or someone you know want to see it? Contact me to learn more.


Jen Reiner, President 

Colette Cocco, Advisor




Align is a human centered strategy company that helps businesses grow. We help companies shift from getting by to growth, by adapting for changing business conditions, mapping a future direction, and resolving persistent problems. Our projects lead to improved profitability through new customers, new products, new revenue streams and new ways of doing things.

We help owners of mid-sized companies who want to embrace new and proactive approaches to change. We generate more than plans and recommendations. We create new opportunities, spark new ways of thinking, and develop your competitive advantage. We align purpose and profit, and balance invention with execution. 

You’ll get clarity about not just what to do, but how to implement the most important strategic activities to move your business forward.

The Mission of the American Business Women's Association is to bring together businesswomen of diverse occupations and to provide opportunities for them to help themselves and others grow personally and professionally through leadership, education, networking support, and national recognition.

ABWA National


Meeting Address:

Lancaster Country Club

1466 New Holland Pike

Lancaster, PA 17601

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